1) How is insurance not a form of gambling? I mean, really?
2) I feel like the return of the phrase, "No shit, Sherlock," is long overdue, and am in fact kind of surprised it hasn't already reared it's head.
3) I persist in shaving in this weather, and really I have no idea why. We're living in a new Ice Age. Nobody cares what my legs look like, and furthermore, nobody is going to be seeing them.